The Dow's Down 350+ Points - Time to Act!

The stock market closed down drastically on June 20th. It was the second day straight day of losses following Federal Reserve Chairman Ben Bernanke’s announcement that the Quantitative Easing program could end.
 
On that day, many financial advisors locked their office doors, hide under their desks and just let the phones ring and ring. They were avoiding the panicked calls from their clients whose financial portfolios were taking yet another beating (losing almost 4% in two days!).
 
At The Hidden Wealth System, our doors were open, our Wealth Architect advisors could clearly be seen walking around in the open and oddly enough, our phones weren't ringing off of the hook, unless it was a call from a traditional stock market investor that was finally sick and tired of not making any gains. Why weren't our existing clients calling us to check on their retirement savings?

Because our proven, safe-money retirement solution provides a way for our clients to participate in the up side of the market while never suffering a loss when the market goes down. In fact, our clients haven't lost a single dime in the worst economy since the great depression.
 
Sound intriguing? Want to learn more? Click the link below to watch our 10 minute video. Then, if our common sense, peace of mind retirement solution sounds right for you, give us a call and schedule a meeting with one of our specially trained Wealth Architects. You've worked hard for your money, we'll work even harder to protect it.

Here's the link to that video:
www.HiddenWealthVideo.com

We Do Strategy, Not Product

Have you ever reflected on how you felt after purchasing a particular stock, bond, annuity or mutual fund? Were you worried that the investment you just made didn’t really meet your needs? Have you ever pondered the reason why you felt this way?

A common problem people encounter with financial advisors is that most advisors are really product specialists and not design specialists. The majority of advisors are commonly trained to fit clients into a pre-structured product that was designed to be sold to the widest possible audience.

Unlike typical financial advisors, the Wealth Architects at The Hidden Wealth System are design specialists; they are specially trained to have a special focus on helping you to discover, uncover and preserve your wealth. Our Wealth Architects work with you to build an overall, common sense wealth creation and preservation strategy that accounts for Hidden Wealth areas such as; 1. the avoidance of taxation on the growth and distribution of your savings, 2. market loss elimination and 3. the ability to out-pace inflation . You will not find off-the-shelf, one-size financial product like an annuity, bond, stock, or mutual fund, etc…

Are you worn out by trying to decide which one-size-fits-all financial product you should select? Are you looking for a real wealth creation and preservation solution, optimally designed for your specific financial needs and goals?

If you want a true, peace of mind retirement solution for yourself, you must register for our Worry-Free Wealth Webinar. We’ll show you how we can help you to design and build your own Personal Protected Pension Plan™.

There’s no cost to register and there’s nothing to buy at this wealth educational webinar.
Simply register now, simply go to:
www.HiddenWealthWebinar.com/ or call, toll free (855) No Tax 2 U, that’s (855) 668-2928

More Wall Street Volitility - Get Off the "Dow Jones Coaster"

Do you have money in the stock market? If so, you are no doubt suffering from whiplash caused by watching the market shoot down, down, up, and then down some more. It’s like riding on a roller coaster that you really didn’t want to get on in the first place.

But, it doesn’t have to be this way! There’s no reason to ride on the “Dow Jones Coaster” every day. Our clients did not lose a single penny during these recent market swings. That’s because they only participate in market gains; they never give back any of their earnings. In our unique design you never have to make up for any losses. Not only is The Personal Protected Pension Plan™ safe from market loss but, when you retire, your distributions are tax-free.

If the past month has taught us anything, it’s that our political system is a mess—and it’s dragging the economy down the tubes with it. Between the debt ceiling debacle and the continuing European debt crisis, traditional investments face a completely uncertain future. To make matters worse, when the economy begins to recover (or even before then), inflation is likely to erode any hard-fought gains that the market may experience.

What should you do? The answer is quite simple: stop exposing your retirement to market risk! The Personal Protected Pension Plan™ is tax-free, market risk-free, and protected against inflation. Stop exposing the fruit of your life’s work to unnecessary (and rapidly increasing) risk. Stop riding on the Dow Jones Coaster for hours a day!

To see if The Personal Protected Pension Plan™ is right for you, email Millie, our Client Concierge, at millie@TheHiddenWealthSystem.com or phone her at (866) 998-7699. Please provide Millie with the two best times to contact you. We are currently experiencing a high volume of inquiries and two contact times will insure that she is able to reach you. There is absolutely no reason for you to subject yourself to the rapidly increasing volatility of traditional stock investments. Wall Street is simply not the solution for couples and individuals that are looking for steady, reliable growth. Contact us today and let us help you discover and uncover your hidden wealth!

Personal Protected Pension Plan

The Personal Protected Pension Plan is a proven, safe money solution for your retirement income needs.  In this unique plan design, you particpate in the up-side of the market but never lose money to the down-side of the market.  Click the link below to watch this short video to see why Debbie, one of our clients, decided to stop giving her gains back to the market and never lose principle again.

Personal Protected Pension Plan

The Loss of Confidence in Traditional Investing

Investors seem to be growing tired of the financial roller coaster where their accounts post slow gains for a number of years and then those gains, plus some of their original principal, vanish when today's volatile markets take an unexpected tumble. In 2008, many people's 401k and IRA accounts lost 31 percent and most have not recovered back to what they had as their original principal. This pattern has been going on for decades and it seems many investors have now had enough.

Investors are getting fed up with the same traditional advice of investing in IRAs and 401(k)s, to postpone taxes and then having to deal with the ravages of market volatility on their long-term gain. In my experience as a wealth strategist, I've never had a client come to me from a traditional advisor that had a tax exit strategy or an inflation impact plan as part of their overall financial strategy. These are things that traditional planners just don't consider or deem important.

According to a new survey from Prince & Associates, 81 percent of investors with $1 million or more in investable assets plan to take money away from their current advisor. An even larger number, 86 percent, plan to tell other investors to avoid their advisor. Only two percent of those surveyed plan to recommend their firm to other investors.

It doesn't take a financial genius to realize that deferring taxes to a later date as tax rates continue to rise, placing money into investments that lack liquidity and placing the rate of return for a retirement nest egg in variable products are not winning strategies. Yet, these are only three of the major problems with traditional investments.

If you're tired of: giving your gains (and principal) to the market every few years, not having access to your money until your 59.5 years of age, having to take minimum required distributions at age 70.5 and worring if inflation will deplete your retirement income, please schedule a no-cost, no-obligation discovery meeting to determine if our planning strategies are right for you. Please call (866) 998-7699 to arrange a meeting or visit our website: http://www.thehiddenwealthsystem.com/

Keeping Your Plan on Track

Part of my job as a Wealth Strategist is to help my clients to stay on track with their financial plan. This includes helping them to avoid making big money mistakes. I've recently developed a list of five, thought-provoking questions that can help clients to realize mistakes that they may not be aware that they are making:

1. What is the process that you use to budget or examine your consumption activities? The answer to this question can help you keep your family's spending within your acceptable limits.

2. Do your goals and aspirations have realistic time lines? This answer helps to keep you from setting unrealistic expectations for your financial plans.

3. Do you know what you can do, so that you can share with others what you want to do? The purpose of this question is to explore if you have adequate protection against unforeseen losses.

4. How have you strategically diversified your investments in order to reduce unpredictable fluctuation? This answer will help protect you from unnecessary investment risk.

5. Will you outlive your retirement resources? The answer to this question will determine the effectiveness of you inflation impact plan.

The Tax-Free Financial Future

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If you had an investment account that would allow you to substantially grow your money, withdraw that money and then transfer that money tax-free to the next generation, all without risking your investment principle; how much money would you put into that account? The correct answer should be, “all of it!”

I’m on a mission to let as many people as possible know that such a unique product exists. It’s called The Personal Protected Pension Plan and we’ve trademarked this design name. There is no need to gamble your and your legacy’s financial future on wildly fluctuating financial markets and products. I want you to be aware that there is a sure bet available which I’ve detailed in my e-book entitled “A Tax-Free Financial Future.”

I’m so excited about this discovery that I’m offering a free copy of this e-book on our website. Please share this with those family and friends that you believe can benefit from the information. Just click on the link: The Tax-Free Retirement.

Also, don’t miss our informative talk-radio show, “Your Hidden Wealth,” which I host on Orlando’s 540 WFLA Monday nights from 6:00-7:00 pm. If you live outside of the Orlando listening area or have problems tuning-in, please visit the radio show’s website to stream the show live or browse the archives: Hidden Wealth Radio.

Consumers Hold On To Their Investments

Advisor Today magazine reports that a new survey by the Life Insurance Marketing Research Association (LIMRA) shows that only "16 percent of the consumers polled in the survey have taken any action with regard to their financial portfolios." The survey also revealed that more than two-thirds of the consumers ranked economic conditions in the U.S. as 'very unfavorable,' although an increasing number believe that conditions will improve within the next 12 months.

As a Wealth Strategist, I encounter many people who believe that "staying put" and waiting for the market to return is the safest strategy. While their caution is understandable, this belief is flawed in a couple of ways: first, reliably predicting how the market will perform is difficult, at best. Reliable industry statistics reveal that even the four and five star rated fund managers are able to only capture 52 to 63% of the upside of the market. If you missed the 10 best market days between 1984 and 2003 (the biggest bull market ever) the 10 percent market average over this period drops to 7.1 percent. Miss the twenty best days and the average drops to just 5.3 and miss the 20 best days and your return is only 1.8 percent.

Secondly, assuming a perfect investment strategy, historical models show that average market performance will require years of a "stay put" strategy for a portfolio to simply return to the position it was in prior to the most recent market melt down. But don't just take my word for it, here's a link to the New York Times "Comeback Calculator" that will help you estimate how long it will take your investment portfolio to recover its peak value.

So what's the average investor to do with what's left of their retirement funds? What if there was a way to earn a guaranteed 8% on your money plus a 10% bonus without ever risking your principal or your gains? Would you take advantage of that? More to the point, why would you not take advantage of that?

Try this exercise, use the "Comeback Calculator" to estimate the recovery time of your portfolio using the 3.16 percent compounded annual growth rate of the S&P 500 over the last 10 years (1.8% when you adjust for inflation), assuming that you will make no further contributions to the account. Now use the "Comeback Calculator" to determine your recovery time using an annual return of 8 percent. Using the stay put strategy and an initial $100,000 investment (which is now worth only $60,000), the calculator shows that the stay put strategy will not return you to the starting position anytime in the next thirty years. If you were to use a guaranteed 8% return strategy, it takes 11 years to return to your former position.

As startling as this is, the real impact is in the long run. In 15 years, the stay put strategy yields a total value of just over $61,000 while a guaranteed eight percent strategy yields a value of over $126,700. Could you use an extra $65,000 for your retirement? If the answer is, "No, I won't need the extra money," then just continue to use the stay put strategy.

To learn more about the Personal Protected Pension Plan and how your bonus can earn you a first year return of better than 18%, call me or watch the video on my How You Can Retire Wealthy web site. Here's to helping you uncover your Hidden Wealth!