Get Retirement Protection Before the Next Market Correction

I recently read an article in The Wall Street Journal that answers the question, "What are the top two things a person can do to avoid the retirement income & savings  crisis?" Here are those top two:

• Make retirement income protection planning a priority and
• Automate - free yourself from the stress of deciding how much income to take and from which account to take it.

Financial advisors used to make a lot of the "three legged retirement stool." Those three legs were defined as: Social Security, defined benefits pension plans and personal savings. But things have changed. While most  of the people reading this will receive some form of Social Security how much they receive depends a lot on how they initially file for benefits. Defined pension plans have been eliminated by most companies and, of those plans that still exist, most no longer provide cost of living adjustments. Finally, studies show that most people who have managed to save for retirement, have not saved enough.
 
So, the three legged stool is now just a two legged stool. Unfortunately, government over-spending and low savings rates have made both of those remaining legs rather short. But there is good news in all of this; many people miss between $200,000 to $300,000 in Social Security income benefits simply because they're unaware of the optimal filing strategies available to them. The other bit of good news is that there's a hybrid retirement savings strategy that allows us to enjoy up-side market gains and retirement principal protection for our both our savings and our earnings.
 
Learn the new rules of retirement. Discover little-known filing strategies that will increase your Social Security income benefits and learn how you can design your own Personal Protected Pension Plan™ Register and attend our educational webinar this coming Tuesday and see how our clients protect, save and distribute a lifetime of tax-free retirement income.
 
Be sure to register now, while there is still some space available. Just go to www.LearnHowToRetireNow.com. To meet the demand, we now offer our Tuesday educational webinars at 3:00, 7:00 & 10:00 PM Eastern time.